It'd be different, I think, if they'd merely doubled the limit. I'd have still gone "EEP" but not "EEP OMG *FLAIL*" the way I did when I saw they'd tripled the limit. Oy!
I worked for Discover Card for ten months. The first month was training, the last eight of those months I had to force myself to go to work (there was one month in there where I was still in new job fairyland) and every single day I felt like scum of the earth for doing so. I got in trouble several times for refunding fees and not "offering" extra products and as soon as I found another job I was outta there. Never will I make another credit purchase (except, unfortunately for house and car) that I can't pay off at the end of the month, unless it's a life-threatening/ family-threatening emergency.
The nice(?) thing is that--if you use the cards as they are 'meant' to be used--you can beat the company at their own game. Use their card to pay for everything and get their bonuses (cash back, frequent flier miles, etc), but only if you can pay it back before interest is accrued. Unfortunately, they make millions on the reality that few will do that, and they're usually right.
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gah. visa makes me scared!
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It'd be different, I think, if they'd merely doubled the limit. I'd have still gone "EEP" but not "EEP OMG *FLAIL*" the way I did when I saw they'd tripled the limit. Oy!
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The nice(?) thing is that--if you use the cards as they are 'meant' to be used--you can beat the company at their own game. Use their card to pay for everything and get their bonuses (cash back, frequent flier miles, etc), but only if you can pay it back before interest is accrued. Unfortunately, they make millions on the reality that few will do that, and they're usually right.
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The temptation... it scares us, preciousss.
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</jealousy about someone having good credit>